Pryor Creek, OK: what USGS's seismic model says

Pryor Creek carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Pryor Creek sits at the 36th percentile for seismic hazard among 4,875 US cities.

How Pryor Creek compares

The raw figures: peak ground acceleration 0.059g, short-period spectral response 0.125g, 1-second spectral response 0.076g. Among 75 Oklahoma cities in this dataset, Pryor Creek ranks 66 for seismic hazard, the 12th percentile within the state. About 9,700 people live in Pryor Creek, Oklahoma.

What a retrofit costs in Pryor Creek

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Oklahoma. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Pryor Creek address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Pryor Creek's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.