Reading, OH: what USGS's seismic model says
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Reading in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts Reading in the 46th percentile nationally for seismic hazard - higher than 46% of the 4,875 US cities USGS was checked against here.
Reading by the numbers
The raw figures: peak ground acceleration 0.071g, short-period spectral response 0.143g, 1-second spectral response 0.075g. Among 254 Ohio cities in this dataset, Reading ranks 105 for seismic hazard, the 59th percentile within the state. About 10,482 people live in Reading, Ohio.
Bracing and bolting: the actual cost
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Ohio. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Reading home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Reading address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Reading's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.