Ringwood's Seismic Design Category, explained
Under the seismic model IBC and ASCE 7 use for new construction, Ringwood is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Ringwood sits at the 63th percentile for seismic hazard among 4,875 US cities.
Where Ringwood sits in New Jersey
The raw figures: peak ground acceleration 0.167g, short-period spectral response 0.274g, 1-second spectral response 0.059g. Among 194 New Jersey cities in this dataset, Ringwood ranks 90 for seismic hazard, the 54th percentile within the state. About 11,762 people live in Ringwood, New Jersey.
Bracing and bolting: the actual cost
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New Jersey. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Ringwood home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Ringwood address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Ringwood's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.