River Edge, NJ: what USGS's seismic model says
River Edge carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, River Edge ranks above 66% of the 4,875 cities in this dataset for seismic hazard - the 66th percentile.
River Edge by the numbers
USGS's underlying values for River Edge: 0.184g peak ground acceleration, 0.297g at short period, 0.061g at 1 second. Within New Jersey alone, River Edge ranks 17 of 194 cities by seismic hazard - the 92th percentile in-state. River Edge has a population of about 12,235.
Bracing and bolting: the actual cost
A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by New Jersey specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in New Jersey.
What this means for insurance
A River Edge homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.
Where River Edge's figures come from
River Edge's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about River Edge.