River Grove, IL: what USGS's seismic model says
Under the seismic model IBC and ASCE 7 use for new construction, River Grove is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts River Grove in the 38th percentile nationally for seismic hazard - higher than 38% of the 4,875 US cities USGS was checked against here.
River Grove by the numbers
The raw figures: peak ground acceleration 0.061g, short-period spectral response 0.12g, 1-second spectral response 0.063g. Among 330 Illinois cities in this dataset, River Grove ranks 228 for seismic hazard, the 31th percentile within the state. About 10,424 people live in River Grove, Illinois.
Bracing and bolting: the actual cost
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Illinois. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Insuring against this, not just retrofitting
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a River Grove address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced River Grove's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.