River Rouge, MI: what USGS's seismic model says
Under the seismic model IBC and ASCE 7 use for new construction, River Rouge is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and River Rouge sits at the 31th percentile for seismic hazard among 4,875 US cities.
Where River Rouge sits in Michigan
The raw figures: peak ground acceleration 0.053g, short-period spectral response 0.105g, 1-second spectral response 0.046g. Among 153 Michigan cities in this dataset, River Rouge ranks 33 for seismic hazard, the 79th percentile within the state. About 6,877 people live in River Rouge, Michigan.
Bracing and bolting: the actual cost
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Michigan. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
What this means for insurance
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a River Rouge address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced River Rouge's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.