Does Salida, CO need an earthquake retrofit?

USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Salida in Seismic Design Category C: Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Nationally, Salida ranks above 76% of the 4,875 cities in this dataset for seismic hazard - the 76th percentile.

How Salida compares

USGS's underlying values for Salida: 0.175g peak ground acceleration, 0.325g at short period, 0.091g at 1 second. Within Colorado alone, Salida ranks 13 of 79 cities by seismic hazard - the 85th percentile in-state. Salida has a population of about 6,007.

What a retrofit costs in Salida

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Colorado specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Colorado.

Earthquake insurance for a Salida home

A Salida homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Salida's figures come from

Salida's Category C and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category C does and doesn't tell you about Salida.