Does Scottsboro, AL need an earthquake retrofit?

Scottsboro carries Seismic Design Category C under USGS's ASCE 7-16 model. Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Nationally, Scottsboro ranks above 76% of the 4,875 cities in this dataset for seismic hazard - the 76th percentile.

How Scottsboro compares

The raw figures: peak ground acceleration 0.179g, short-period spectral response 0.312g, 1-second spectral response 0.111g. Among 107 Alabama cities in this dataset, Scottsboro ranks 13 for seismic hazard, the 89th percentile within the state. About 15,957 people live in Scottsboro, Alabama.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Alabama. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Scottsboro address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Scottsboro's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.