Searcy, AR: what USGS's seismic model says

Searcy carries Seismic Design Category D under USGS's ASCE 7-16 model. High seismic hazard - this is the category most of coastal California, the Pacific Northwest, and other active fault regions fall into. Code mandates significant seismic detailing and restricts irregular structural configurations. This is the category the Brace + Bolt scope (cripple-wall bracing, foundation bolting) is built for. That puts Searcy in the 85th percentile nationally for seismic hazard - higher than 85% of the 4,875 US cities USGS was checked against here.

How Searcy compares

USGS's underlying values for Searcy: 0.319g peak ground acceleration, 0.56g at short period, 0.2g at 1 second. Within Arkansas alone, Searcy ranks 17 of 68 cities by seismic hazard - the 76th percentile in-state. Searcy has a population of about 23,997.

What a retrofit costs in Searcy

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Arkansas specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Arkansas.

What this means for insurance

A Searcy homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Searcy's figures come from

Searcy's Category D and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category D does and doesn't tell you about Searcy.