Sheridan, AR: what USGS's seismic model says
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Sheridan in Seismic Design Category C: Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. That puts Sheridan in the 74th percentile nationally for seismic hazard - higher than 74% of the 4,875 US cities USGS was checked against here.
Where Sheridan sits in Arkansas
The raw figures: peak ground acceleration 0.139g, short-period spectral response 0.272g, 1-second spectral response 0.125g. Among 68 Arkansas cities in this dataset, Sheridan ranks 35 for seismic hazard, the 49th percentile within the state. About 5,315 people live in Sheridan, Arkansas.
Bracing and bolting: the actual cost
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Arkansas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Sheridan home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Sheridan address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Sheridan's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.