Temple's Seismic Design Category, explained

USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Temple in Seismic Design Category C: Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Rank it against the rest of the country and Temple sits at the 71th percentile for seismic hazard among 4,875 US cities.

Where Temple sits in Georgia

The raw figures: peak ground acceleration 0.109g, short-period spectral response 0.207g, 1-second spectral response 0.087g. Among 148 Georgia cities in this dataset, Temple ranks 44 for seismic hazard, the 71th percentile within the state. About 6,406 people live in Temple, Georgia.

Retrofit economics for Temple

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Georgia. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Temple home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Temple address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Temple's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.