Does The Village, OK need an earthquake retrofit?

USGS's ASCE 7-16 seismic design model - the same standard building codes use - places The Village in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts The Village in the 65th percentile nationally for seismic hazard - higher than 65% of the 4,875 US cities USGS was checked against here.

The Village by the numbers

USGS's underlying values for The Village: 0.181g peak ground acceleration, 0.302g at short period, 0.08g at 1 second. Within Oklahoma alone, The Village ranks 20 of 75 cities by seismic hazard - the 74th percentile in-state. The Village has a population of about 9,337.

Bracing and bolting: the actual cost

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Oklahoma specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Oklahoma.

What this means for insurance

A The Village homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where The Village's figures come from

The Village's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about The Village.