University Park, TX: what USGS's seismic model says
University Park carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts University Park in the 29th percentile nationally for seismic hazard - higher than 29% of the 4,875 US cities USGS was checked against here.
Where University Park sits in Texas
The raw figures: peak ground acceleration 0.048g, short-period spectral response 0.1g, 1-second spectral response 0.055g. Among 384 Texas cities in this dataset, University Park ranks 97 for seismic hazard, the 75th percentile within the state. About 25,268 people live in University Park, Texas.
Retrofit economics for University Park
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Texas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a University Park home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a University Park address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced University Park's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.