Wellington, FL: what USGS's seismic model says

USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Wellington in Seismic Design Category A: Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. Rank it against the rest of the country and Wellington sits at the 4th percentile for seismic hazard among 4,875 US cities.

Where Wellington sits in Florida

The raw figures: peak ground acceleration 0.022g, short-period spectral response 0.047g, 1-second spectral response 0.024g. Among 228 Florida cities in this dataset, Wellington ranks 145 for seismic hazard, the 37th percentile within the state. About 63,258 people live in Wellington, Florida.

Retrofit economics for Wellington

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Florida. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Wellington home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Wellington address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Wellington's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.