West University Place, TX: what USGS's seismic model says
Under the seismic model IBC and ASCE 7 use for new construction, West University Place is Category A. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. That puts West University Place in the 12th percentile nationally for seismic hazard - higher than 12% of the 4,875 US cities USGS was checked against here.
West University Place by the numbers
USGS's underlying values for West University Place: 0.032g peak ground acceleration, 0.067g at short period, 0.039g at 1 second. Within Texas alone, West University Place ranks 248 of 384 cities by seismic hazard - the 36th percentile in-state. West University Place has a population of about 15,149.
Retrofit economics for West University Place
A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Texas specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Texas.
Earthquake insurance for a West University Place home
A West University Place homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.
Where West University Place's figures come from
West University Place's Category A and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category A does and doesn't tell you about West University Place.