Does White Settlement, TX need an earthquake retrofit?

White Settlement carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, White Settlement ranks above 25% of the 4,875 cities in this dataset for seismic hazard - the 25th percentile.

Where White Settlement sits in Texas

The raw figures: peak ground acceleration 0.044g, short-period spectral response 0.091g, 1-second spectral response 0.05g. Among 384 Texas cities in this dataset, White Settlement ranks 130 for seismic hazard, the 66th percentile within the state. About 18,099 people live in White Settlement, Texas.

Retrofit economics for White Settlement

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Texas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a White Settlement home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a White Settlement address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced White Settlement's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.