Wildwood, NJ: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Wildwood is Category A. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. That puts Wildwood in the 15th percentile nationally for seismic hazard - higher than 15% of the 4,875 US cities USGS was checked against here.

Where Wildwood sits in New Jersey

The raw figures: peak ground acceleration 0.053g, short-period spectral response 0.106g, 1-second spectral response 0.038g. Among 194 New Jersey cities in this dataset, Wildwood ranks 194 for seismic hazard, the 0th percentile within the state. About 5,098 people live in Wildwood, New Jersey.

What a retrofit costs in Wildwood

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New Jersey. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Wildwood home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Wildwood address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Wildwood's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.