Willard's Seismic Design Category, explained

Willard carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Willard sits at the 41th percentile for seismic hazard among 4,875 US cities.

Where Willard sits in Ohio

USGS's underlying values for Willard: 0.066g peak ground acceleration, 0.127g at short period, 0.053g at 1 second. Within Ohio alone, Willard ranks 174 of 254 cities by seismic hazard - the 32th percentile in-state. Willard has a population of about 6,106.

Retrofit economics for Willard

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Ohio specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Ohio.

What this means for insurance

A Willard homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Willard's figures come from

Willard's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Willard.